Clients may send funds to Divisa Capital using NetPay services as an alternative to sending a wire transfer. Services provided by NetPay are independent of Divisa Capital, as NetPay is not an affiliate or subsidiary of Divisa Capital. Furthermore, using NetPay as a means of transferring funds is only at the discretion of the individual customer. Divisa Capital does not endorse or recommend usage of NetPay over any other form of payment and Divisa Capital assumes no liability for any transaction between its clients and NetPay. Divisa Capital will only credit the customer's trading account within 3-4 business days of receiving confirmation of the customer's NetPay transaction.